Insurance Account Executive

Microsoft Word – Howden – Insurance Account Executive Role (HCSG) 10-04-2026 (ID 208953)

Howden Captive Services (Guernsey) Limited is authorised and regulated by the Guernsey Financial Services Commission. Company Registered Number 41019

INSURANCE ACCOUNT EXECUTIVE

GENERAL

• Responsibility for the management of a portfolio of captive and commercial (Re)insurance companies

and accounts within a segregated accounts company

• Responsibility for producing accurate underwriting and company secretarial information on a timely

basis to enable the client Boards and controllers to make informed decisions

• Liaising with the parent company, directors, service providers etc. in respect of the above

• Advising senior management of issues of significance in respect of the above

SPECIFIC

INSURANCE

• Policy administration and documentation

• Claims administration including reporting and recording, monitoring of policy limits and aggregates

where applicable

• Liaison with insurance and reinsurance brokers as required

• Monitoring payments on account and reinsurance recoveries where applicable

• Timely processing of premium and claims bordereaux

• Monitoring of claims, escrow accounts and LOCs/STAs where applicable

• Supporting underwriting decisions, including renewals and new business, in conjunction with Directors

• Perform quantitative underwriting analysis, including risk gap assessments, loss ratios, capital

adequacy and aggregate exposure considerations

• Advising the GFSC of material changes to business plans

• Undertake qualitative assessments of policy wordings, scheme agreements, reinsurance treaties and

related insurance documentation

• Accounting for premiums

• Agreeing reserving methodology

• Undertake claims audits of fronting insurers/claims handlers as required

• Prepare underwriting-related reporting and management information for committees and boards, as

required

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• Act as a core member of Howden Captive Services (Guernsey) Limited’s internal Underwriting

Committee, supporting its effective operation in accordance with approved terms of reference. This

includes participating in underwriting reviews and ensuring submissions are complete, appropriately

risk‑assessed and supported by relevant documentation.

• Provide assistance and technical support to the Howden Captive Services (Guernsey) Limited’s

Underwriting Officer as and when required

COMPANY SECRETARIAL

• Performing relevant company secretarial functions including occasionally taking and producing

minutes of meetings

• Ensuring minutes are produced and circulated within seven days of the meeting

• Produce action points immediately after minutes are produced and add to “To Do Lists”

• Actioning matters arising

• Arranging AGMs, where applicable

• Scheduling of key actions

• Statutory Filings:

o Tax returns

o Assisting with the GFSC Annual Return

BOARD MEETINGS

• Co-ordination of board meetings

• Producing board packs to agreed standards and timing (7 days prior to meeting)

• Attending meetings and leading discussions as necessary

• Entertaining clients, as required

o Checking client travel arrangements

o Booking boardrooms

o Overnight arrangements (Dinner, taxis, hotels etc.)

o Arranging in‑house lunches or booking restaurants

• Maintaining contact with local directors and keeping them advised of developments with clients

TRAINING

• Undertaking appropriate and relevant training and development

• Contribute to underwriting training, knowledge-sharing and continuous improvement initiatives within

the wider organisation

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GENERAL RESPONSIBILITIES

• Maintaining an ongoing relationship with the client

• Socialising with clients wherever appropriate

• Understanding the client’s business and industry

This role reports directly to a Client Service Director / Team Leader

REQUIREMENTS AND REWARDS

MINIMUM QUALIFICATIONS & SKILLS

• ACII (Full Qualification)

• A minimum of three years’ captive insurance experience

• Credible communicator with the gravitas to engage boards, senior stakeholders, and complex client

groups confidently

SALARY AND BONUS

Basic salary: £65,000 per annum.

The Candidate will also be eligible to participate in the Howden Discretionary (non-contractual) Bonus

Scheme. This scheme is based on factors that include achievement of agreed company and personal

objectives

BENEFITS

At Howden, we want to make sure all our people are healthy, happy, and supported, both at work and at home.

For that, we provide a comprehensive package that’s been handpicked by our very own benefits experts

As a new hire, you will automatically be enrolled into our core benefits package, which includes:

Private Medical Insurance – family cover

Pension – enrolled at an employer contribution of 10%

Life Assurance – the Company will pay the costs of providing cover of 4x salary

25 Days Annual Leave – proportionately adjusted if you are employed on a part time basis or employed for less

than one year